Behavioral intelligence
What your money says about you
A quiet, intelligent reading of your spending behavior — not what you bought, but why.
AI Insight
Salary Cycle Insight
Discretionary spending spikes within 72 hours of salary credit — a 41% jump in the first three days.
Pattern observed across 4 cycles
AI Insight
Emotional Spending
Food delivery usage increases significantly during high-workload weekdays, particularly between 9–11 PM.
Confidence 91%
AI Insight
Spending Drift
Cab spending has increased consistently for 4 consecutive months — a quiet drift worth attention.
Multi-month trend
AI Insight
Late-night Pattern
62% of impulse purchases happen after 10 PM. Mornings show your most intentional decisions.
Behavioral signal
Reflection timeline
How your behavior evolved
Nov 11Improvement
Awareness improved
Intentional spending share rose from 54% → 61%.
Nov 04Drift
New recurring detected
Three new subscriptions added: Notion+, Figma, Raycast Pro.
Oct 28Signal
Late-night dining trend
First behavioral signal detected — emotional spending pattern.
Oct 14Drift
Cab spending shift
Quiet upward drift across 4 months — first surfaced.